Your Wealth Universal Access
One account for every corner of the world. Built for those who move without limits.
Total Balance
€0.40
Recent Transactions
Travel Transfer
Dubai → London
-€4,200
Wire Received
Geneva Account
+€18,000
Portfolio Gain
Q2 Dividend
+€6,810
Active in
150+ Countries
01
Send money to over 180 countries in under a second. No hidden fees, no delays, no friction.
02
256-bit encryption on every transaction. Biometric authentication. Your assets are untouchable.
03
One card that works everywhere. No foreign transaction fees. Accepted in 195+ countries.
04
Real-time portfolio tracking. AI-powered insights. Know where every dollar is going.
05
Hold, convert, and spend in 50+ currencies at live exchange rates. Zero conversion markups.
06
A real human, available 24/7. Private banking service for every account, at every tier.

Whether you're managing day-to-day expenses or building generational wealth, our personal banking suite gives you total control from anywhere in the world.
The Zonema Universal Platinum Card is engineered for the global citizen. Spend, withdraw, and transfer across borders without limits, fees, or friction — in any currency, at any time.
195+
Countries accepted
0%
Foreign transaction fees
24/7
Concierge support
Our private banking team is ready to help you build, protect, and grow your wealth — wherever you are in the world.
Email Us
info@zonemauniversal.com
Visit Us
1 Zonema Avenue, London, EC3N 3DS
Office Hours
Mon – Fri, 8:00 AM – 8:00 PM GMT
© 2026 Zonema Universal. All rights reserved.